It's been a while since you were able to travel. A feeling of longing (saudade) permeated your day, and you remembered times when everything was alright and people had the freedom to travel wherever they wanted. To be in a place where they once felt happy.
A trip to Thailand required planning. There were forms to fill out and permits to obtain. Like many other countries, Thailand required visitors to have "Covid insurance." In the event of a Covid diagnosis, medical care was necessary, which was never free. This left a bitter taste in the mouths of many. The insurance became associated with Covid and was considered essential.
The good news: As of July 1, 2022, the restriction has been lifted. Portuguese visitors no longer need proof of Covid insurance to enter Thailand. However, there are still some things to consider when traveling abroad. In these still somewhat uncertain times, personal safety and responsibility are especially important.
Travel insurance for Portuguese travelers
Before Covid and Covid insurance, there was travel and travel insurance. People plan trips and want to have a good time. That's why they go on vacation. Anyone who has ever been abroad knows how important travel insurance is. It offers the necessary protection if something goes wrong. Even today, you can still get infected with Covid and need help, but comprehensive travel insurance covers much more.
Nothing is more frustrating than having to cut a vacation short or constantly needing help. People want to plan for a pleasant time and not have to set aside money for unexpected expenses.
It is important to know that foreign visitors to Thailand do not receive free medical care. In the event of an accident or injury, Portuguese citizens must pay for their own treatment. They are also responsible for any costs incurred due to lost luggage or flight delays. Depending on the severity of the incident, these costs can amount to hundreds, if not thousands, of euros.
Many people spend money on insurance to avoid having to pay dearly in an emergency. Travel insurance gives you peace of mind in all eventualities.
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a reputable and respected insurance company in Thailand, serving travelers from all over the world. Their policies are straightforward and recognized by Thai authorities and medical institutions.
You can purchase COVID-19 insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
Advantages of AXA Sawasdee Thailand
While it is possible to purchase travel insurance through your home country, using an international company based in the destination country offers many advantages.
Thai approved
Partnering with a reputable and trusted local insurance company can significantly simplify the claims process. AXA's staff are familiar with the country's medical facilities and trained to communicate directly with them. They speak Thai and are well-versed in local law.
Using insurance from your home country can cause problems internationally or include certain exclusions when making a claim in Thailand. AXA Sawasdee is specifically designed for Thailand.
Travel insurance packages offered
Many travelers have different requirements for comfort and insurance coverage. AXA offers various packages to meet the needs of every traveler. Portuguese travelers can choose between two insurance packages for their trip:
Each package offers different insurance coverage and different compensation amounts.
No waiting time
Many insurers require a 14-day waiting period for certain policy terms. This means you either have to take out your insurance weeks in advance or risk not being insured until the day of your holiday.
Because AXA understands that Portuguese citizens want to feel safe from the moment they arrive in Thailand, the company has abolished the 14-day waiting period, so visitors are protected from day one.
Choice of policy term
Many insurance companies offer only limited choices regarding the duration of their policies.
Holidaymakers want to be sure they are covered until their safe return home. That's why visitors from Portugal can choose the duration of their AXA insurance policy themselves.
Whether you stay for 15, 30, 60, 90, or 180 days – you are insured during your stay. If you are considering Thailand as a potential place to live or for a long-term stay, AXA offers the right insurance coverage.
AXA understands that plans can change. So if you'd like to extend your holiday, you don't need to worry about canceling and re-registering. Simply call and extend your existing insurance.
Days in quarantine and Covid diagnosis
If you are diagnosed with Covid-19 during your stay in Thailand, AXA Sawasdee Thailand will cover the costs of your quarantine. Should you require medical assistance during your quarantine, AXA Sawasdee Thailand will support you in organizing professional medical care and emergency transport.
Many insurance companies now offer Covid-19 coverage as standard. However, some exclude benefits if a traveler is diagnosed with an asymptomatic infection. This is not the case with AXA Sawasdee. You can claim on your insurance regardless of whether you experience symptoms or not.
Reliable service around the clock
AXA Sawasdee Thailand policyholders have 24/7 access to the hotline. Friendly staff are always available to handle your requests and assist you.
They pride themselves on their fast and reliable service. Do you need your insurance policy and certificate quickly? AXA Sawasdee Thailand can help you with that.
Insurance certificate
Foreign visitors to Thailand are no longer required to present proof of insurance. However, should a Portuguese citizen, in the unlikely event of an insurance claim, need to report damage or provide insurance documents to a doctor or hospital, they certainly wouldn't want to have to leaf through a lengthy insurance policy.
Portuguese travelers who purchase travel insurance from AXA Sawasdee Thailand receive a convenient, one-page insurance certificate. This contains all relevant insurance details and can save time and hassle in a stressful situation.
Refundable
You will receive a full refund of your insurance premium if the Royal Thai Embassy/Consulate does not recognize your AXA Sawasdee Thailand insurance. You must provide proof that the insurance was not accepted by the embassy, such as a link to the embassy's website outlining the relevant requirements or an information sheet bearing the embassy's logo.
How to buy travel insurance from Portugal
Distance is irrelevant. A Portuguese traveler can purchase their AXA Sawasdee Thailand COVID insurance online.
To successfully purchase travel insurance, follow these steps:
Tips on how to ensure your insurance is approved
Before traveling, it is always advisable to check the details of your insurance policy. You should ensure that:
By ensuring you are well insured, you can rest easy and enjoy everything to the fullest without having to worry about "what if" and "maybe".
Thailand is the perfect country to explore and create unique experiences. It offers many things that Portuguese travelers love. Previously, many Portuguese people came to Thailand year after year. Now that Covid is under control and many countries have eased their travel restrictions, Thailand is once again a popular holiday destination.
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