Travel. Discovering wonders, enjoying culinary delights, and meeting other travelers from around the world – this is an unforgettable experience for every adventurer. Thailand has always been a popular, affordable, and livable destination for Indian tourists.
The pandemic has made many people aware of the importance of responsible travel. Over the past two years, travel insurance has become particularly well-known as COVID insurance. Since it was mandatory for all travelers, the terms "COVID" and "insurance" constantly appeared in the same sentence. Many now inextricably link the two.
Even before the Covid pandemic, responsible travelers knew how important comprehensive travel insurance is abroad. Unforeseen events can occur, and they knew they needed to be protected against such eventualities.
Although travel insurance is no longer mandatory for trips to Thailand, it is advisable for Indian citizens who wish to enjoy a carefree holiday to take out the best travel insurance for themselves and their family.
Travel insurance for Indian travelers
Important for Indian travelers: Foreigners are not entitled to free medical care in Thailand. Whether it's an accident, injury, or a Covid-19 diagnosis, Indian citizens must bear all treatment costs and any quarantine fees themselves.
That's why comprehensive travel insurance is important. It covers not only Covid-related incidents, but also possible situations such as:
Good travel insurance doesn't have to be expensive. You want to use your budget for unforgettable experiences, not for potential medical costs or pricey insurance. It takes time, but travelers need to think of insurance again as "travel protection" and not just "Covid protection."
AXA Sawasdee Thailand is a reputable and respected insurance company in Thailand, serving travelers from all over the world. Their policies are straightforward and recognized by Thai authorities and medical institutions.
You can purchase your travel insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
AXA Thailand: AXA Sawasdee Thailand
Partnering with an international company based in Thailand offers many advantages.
Thai approved
Partnering with a reputable and trusted local insurance company can significantly simplify claims processing in the unfortunate event of a claim. AXA's staff are familiar with the country's medical facilities and trained to communicate directly with them. They speak Thai and are well-versed in local laws.
Using insurance from your home country can cause problems internationally or include certain exclusions when making a claim in Thailand. AXA Sawasdee is specifically designed for Thailand.
COVID insurance packages offered
Many travelers have different requirements for comfort and insurance coverage. AXA offers various packages to meet the needs of every traveler. Indian travelers can choose between two insurance packages for their trip:
Each package offers different insurance coverage and different compensation amounts.
No waiting time
Many insurers require a 14-day waiting period for certain policy terms. This means you either have to take out your insurance weeks in advance or risk not being insured until the day of your holiday.
AXA understands that Indian travelers want to feel safe from the moment they arrive in Thailand. Therefore, the 14-day waiting period has been abolished to ensure the protection of visitors from day one.
Choice of policy term
Many insurance companies offer only limited options regarding the term of your policy.
Holidaymakers want to be sure they are covered until their safe return home. That's why Indian travelers can choose the duration of their AXA insurance themselves. Whether you stay for 15, 30, 60, 90, or 180 days – you are insured for the duration of your stay. AXA also offers policies for Indians who want to relocate or extend their stay.
AXA understands that plans can change. So if you'd like to extend your holiday, you don't need to worry about canceling and re-registering. Simply call and extend your existing insurance.
Days in quarantine and Covid diagnosis
If you are diagnosed with COVID-19 during your stay in Thailand, AXA Sawasdee Thailand will cover the costs of your quarantine. Should you require medical assistance during your quarantine, AXA Sawasdee Thailand will support you in organizing professional medical care and emergency transport.
Many insurance companies now offer Covid-19 coverage as standard. However, some exclude benefits if a traveler is diagnosed with an asymptomatic infection. This is not the case with AXA Sawasdee. You can claim on your insurance regardless of whether you experience symptoms or not.
Reliable service around the clock
Indian travelers with insurance from AXA Sawasdee Thailand have 24/7 access to the hotline. They are available at any time to address your concerns and offer assistance.
They pride themselves on their fast and reliable service. Do you need your insurance policy and certificate quickly? AXA Sawasdee Thailand can help you with that.
COVID-19 insurance certificate
Foreign visitors no longer need to present proof of insurance. However, should an Indian citizen, in the unlikely event of an insurance claim, need to report damage or provide insurance documents to a doctor or hospital, they certainly wouldn't want to have to leaf through a lengthy insurance policy.
Travelers from India who purchase travel insurance from AXA Sawasdee Thailand receive an insurance certificate. This contains all relevant insurance details and can save time and hassle in a stressful situation.
Refundable
You will receive a full refund of your insurance premium if the Royal Thai Embassy/Consulate does not recognize your AXA Sawasdee Thailand insurance. You must provide proof that the insurance was not accepted by the embassy, such as a link to the embassy's website outlining the relevant requirements or an information sheet bearing the embassy's logo.
How to buy COVID insurance from India
There are other health insurance companies that offer COVID insurance. However, the steps to purchase COVID insurance with AXA Sawasdee Thailand are simple:
Ultimately, regardless of the Covid situation, it's advisable to protect yourself and your loved ones when traveling abroad. No one plans for unforeseen events, but the peace of mind of good travel insurance gives you security and allows you to enjoy your adventures without worry.
Tips for checking the validity of your COVID insurance
It's important to check that your insurance meets all entry requirements. Nothing is more frustrating than arriving to find that your name or visit dates are incorrect. You should check the following:
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