Cambodia and Thailand have always maintained close relations. Their shared border facilitates easy travel. Thais often cross the border for a few days, and Cambodians frequently visit Thailand for a week or a weekend.
You'd think it would never end. But Covid did exactly that. Borders were closed, neighbors cut off from each other. Even for people with a long shared history, travel was impossible.
The good news is that both Cambodia and Thailand have eased their entry restrictions and lifted their entry requirements. Travel is possible again, and Cambodians can visit their neighbors' beaches, islands, and attractions.
Cambodia understands better than almost any other country why Thailand has implemented strict entry restrictions. Both countries wanted to protect their citizens and are aware of the impact a low number of tourists can have on the local economy. Both countries also understand the benefits of travel insurance abroad, given their familiarity with their respective healthcare systems.
Thailand is so affordable for Cambodians that good travel insurance is essential. Returning home is straightforward, but may be delayed or require assistance.
Travel insurance for Cambodian travelers
Everything revolved around Covid. Travel insurance policies, which had existed for years, became Covid insurance policies. Nobody wanted to take them out because they were "necessary," and they constantly reminded people of the situation in Asia and the world.
Comprehensive travel insurance offers far more protection than just in the event of Covid. Unexpected things can always happen. Flights are delayed. Luggage gets lost. Accidents occur. That's why we need travel insurance.
Travel insurance protects against:
In Thailand, foreign visitors are not entitled to free medical care. In the event of an accident or injury, you will have to pay for treatment yourself. You will also incur additional costs in the case of lost luggage or flight delays. Depending on the severity of the incident, these costs can amount to several hundred US dollars.
Travel insurance gives you security abroad, and working with a trusted company in your destination country makes it easy.
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a reputable and respected insurance company in Thailand, serving travelers from all over the world. Their policies are straightforward and recognized by Thai authorities and medical institutions.
Find the best travel insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
Advantages of AXA Sawasdee Thailand
While it is possible to purchase travel insurance through your home country, using an international company based in the destination country offers many advantages.
Thai approved
Partnering with a reputable and trusted local insurance company can significantly simplify the claims process. AXA's staff are familiar with the country's medical facilities and trained to communicate directly with them. They speak Thai and are well-versed in local law.
Using insurance from your home country can cause problems internationally or include certain exclusions when making a claim in Thailand. AXA Sawasdee is specifically designed for Thailand.
Travel insurance packages offered
Many travelers have different requirements for comfort and insurance coverage. AXA offers various packages to meet the needs of every traveler. Cambodian travelers can choose between two insurance packages for their trip:
Each package offers different insurance coverage and different compensation amounts.
No waiting time
Many insurers require a 14-day waiting period for certain conditions. This means you either have to take out your insurance weeks in advance or risk not being insured until the day after your holiday.
Because AXA understands that its Cambodian neighbors want to feel safe from the moment they arrive in Thailand, the company has eliminated the 14-day waiting period, so visitors are protected from day one.
Choice of policy term
Many insurance companies offer only limited choices regarding the duration of their policies.
Holidaymakers want to be sure they are covered until their safe return home. That's why visitors from Cambodia can choose the duration of their AXA insurance policy themselves.
Whether you stay for 15, 30, 60, 90, or 180 days – you are insured during your stay. If you are considering Thailand as a potential place to live or for a long-term stay, AXA offers the right insurance coverage.
AXA understands that plans can change. So if you'd like to extend your holiday, you don't need to worry about canceling and re-registering. Simply call and extend your existing insurance.
Days in quarantine and Covid diagnosis
If you are diagnosed with Covid-19 during your stay in Thailand, AXA Sawasdee Thailand will cover the costs of your quarantine. Should you require medical assistance during your quarantine, AXA Sawasdee Thailand will support you in organizing professional medical care and emergency transport.
Many insurance companies now offer Covid-19 coverage as standard. However, some exclude benefits if a traveler is diagnosed with an asymptomatic infection. This is not the case with AXA Sawasdee. You can claim on your insurance regardless of whether you experience symptoms or not.
Reliable service around the clock
AXA Sawasdee Thailand offers its insured travelers 24/7 access to a hotline. Friendly staff are always available to address your concerns and assist you.
They pride themselves on their fast and reliable service. Do you need your insurance policy and certificate quickly? AXA Sawasdee Thailand can help you with that.
Insurance certificate
Foreign visitors to Thailand are no longer required to present proof of insurance. However, should a Cambodian citizen unexpectedly need to report an insurance claim or provide insurance documents to a doctor or hospital, they certainly wouldn't want to have to leaf through a lengthy insurance policy.
Visitors to Cambodia who purchase travel insurance from AXA Sawasdee Thailand receive a convenient, one-page insurance certificate. This contains all relevant insurance details and can save time and hassle in stressful situations.
Refundable
You will receive a full refund of your insurance premium if the Royal Thai Embassy/Consulate does not recognize your AXA Sawasdee Thailand insurance. You must provide proof that the insurance was not accepted by the embassy, such as a link to the embassy's website outlining the relevant requirements or an information sheet bearing the embassy's logo.
How to buy travel insurance from Cambodia
Cambodian travelers can successfully purchase their travel insurance online with AXA Sawasdee Thailand. Follow the instructions below:
Tips on how to ensure your insurance is approved
Before traveling, it is always advisable to check the details of your insurance policy. You should ensure that:
Cambodians can once again cross the border without worry and enjoy a few days of vacation. Since the country itself receives many visitors, they understand the importance of their protection. This applies to Cambodians abroad as well as to those hosting guests at home. With a little planning and a few dollars, you can obtain the necessary permit within minutes and enjoy your holiday in Thailand.
Royal Thai Embassy, Cambodia
Should Cambodian travelers require updates or other information regarding travel to Thailand, it is recommended that they contact the relevant Royal Thai Embassy.
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