Over the past two years, travelers have had to rethink their approach. With countries like Thailand introducing strict entry requirements, it was no longer as simple as grabbing a passport and boarding a plane. There were registration systems, tests, flight and hotel confirmations, and mandatory Covid insurance. For Australians, leaving the country was difficult enough, let alone having to deal with all the other details.
One consequence of these restrictions is that "insurance" is being used synonymously with "Covid." Since it is no longer mandatory, many believe they don't need "Covid insurance," but responsible travelers know that "travel insurance" is always a wise decision.
Even if Covid is under control, other things can happen. Comprehensive travel insurance protects against such situations.
Travel insurance for Australian travelers
From July 1, 2022, Australian travelers will no longer be required to provide proof of valid Covid insurance upon entry into Thailand.
It's important to know that foreign visitors to Thailand are not entitled to free medical care. Whether it's an accident or injury, if an Australian needs medical assistance, they must pay for it themselves. Depending on the severity, these costs can amount to hundreds, if not thousands, of dollars.
That's why comprehensive travel insurance is important. It covers not only Covid-related incidents, but also possible situations such as:
Australians know a thing or two about insurance: car, home, and life insurance. They understand what protection means. It's no different when it comes to travel. It's better to have insurance and not need it than to need it and not have it.
Good travel insurance doesn't have to be expensive. You want to use your budget for unforgettable experiences, not for potential medical costs or pricey insurance. It takes time, but travelers need to think of insurance again as "travel protection" and not just "Covid protection."
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a reputable and respected insurance company in Thailand, serving travelers from all over the world. Their policies are straightforward and recognized by Thai authorities and medical institutions.
Get the best travel insurance with Covid protection here: https://u.axa.co.th/Sawasdee_Siamlegal
Advantages of AXA Sawasdee Thailand
While it is possible to purchase travel insurance through Australia, using an international company based in the destination country offers many advantages.
Thai approved
Partnering with a reputable and trusted local insurance company can significantly simplify the claims process. AXA's staff are familiar with the country's medical facilities and trained to communicate directly with them. They speak Thai and are well-versed in local law.
Using insurance from your home country can cause problems internationally or include certain exclusions when making a claim in Thailand. AXA Sawasdee is specifically designed for Thailand.
COVID insurance packages offered
Many travelers have different requirements for comfort and insurance coverage. AXA offers various packages to meet the needs of every traveler. Australian travelers can choose between two insurance packages for their trip:
Each package offers different insurance coverage and different compensation amounts.
No waiting time
Many insurers require a 14-day waiting period for certain policy terms. This means you either have to take out your insurance weeks in advance or risk not being insured until the day of your holiday.
AXA understands that Australian travelers want to feel safe from the moment they arrive in Thailand. Therefore, the 14-day waiting period has been abolished to protect visitors from day one.
Choice of policy term
Many insurance companies offer only limited choices regarding the duration of their policies.
Holidaymakers want to be sure they are covered until their safe return home. Australian visitors can therefore choose the duration of their AXA insurance policy themselves. Whether you stay for 15, 30, 60, 90, or 180 days – you are insured during your stay. Many Australians see Thailand as a potential place to live or a destination for a longer stay. AXA therefore also offers insurance coverage for long-term stays.
AXA understands that plans can change. So if you'd like to extend your holiday, you don't need to worry about canceling and re-registering. Simply call and extend your existing insurance.
Days in quarantine and Covid diagnosis
If you are diagnosed with Covid-19 during your stay in Thailand, AXA Sawasdee Thailand will cover the costs of your quarantine. Should you require medical assistance during your quarantine, AXA Sawasdee Thailand will support you in organizing professional medical care and emergency transport.
Many insurance companies now offer Covid-19 coverage as standard. However, some exclude benefits if a traveler is diagnosed with an asymptomatic infection. This is not the case with AXA Sawasdee. You can claim on your insurance regardless of whether you experience symptoms or not.
Reliable service around the clock
Australian travelers with AXA Sawasdee Thailand insurance have 24/7 access to the hotline. Friendly staff are always available to handle your requests and assist you.
They pride themselves on their fast and reliable service. Do you need your insurance policy and certificate quickly? AXA Sawasdee Thailand can help you with that.
Insurance certificate
Foreign visitors no longer need to present proof of insurance. However, should an Australian citizen unexpectedly need to report an insurance claim or provide insurance documents to a doctor or hospital, they certainly wouldn't want to have to leaf through a lengthy insurance policy.
Travelers from Australia who purchase travel insurance from AXA Sawasdee Thailand receive a convenient, one-page insurance certificate. This contains all relevant insurance details and can save time and hassle in a stressful situation.
Refundable
You will receive a full refund of your insurance premium if the Royal Thai Embassy/Consulate does not recognize your AXA Sawasdee Thailand insurance. You must provide proof that the insurance was not accepted by the embassy, such as a link to the embassy's website outlining the relevant requirements or an information sheet bearing the embassy's logo.
How to buy travel insurance from Australia
There are many insurance companies where you can purchase travel insurance. However, the steps to buying travel insurance with AXA Sawasdee Thailand are simple:
Tips for checking your travel insurance
Before traveling, it is always advisable to check the details of your insurance policy. You should ensure that:
Ultimately, regardless of the current Covid situation, it's advisable to protect yourself and your loved ones when traveling abroad. No one plans for things to go wrong, but with good travel insurance, you can have peace of mind and enjoy your time in Thailand without worry.
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